the Financial Planning Process

Financial Planning Process

We follow a comprehensive and thoughtful process in developing a financial plan or investment philosophy.

1

Identify your goals and objectives. Knowing what is really important to you about pursuing your particular goals helps us understand the direction a financial plan should take.

2

Prioritize your financial goals and objectives so that financial resources can be applied in a thoughtful and focused manner.

3

Benchmarking where you are today. This involves collecting data on where you stand financially, including what assets you currently own, how they are titled and what savings strategies are currently being employed. This helps us to establish a starting point for the financial plan.

4

Development of the plan using the analysis tools at our disposal.

5

Strategies are developed to address your financial goals and objectives. These proposed strategies need to fit three criteria (1) they must make sense as to how they will get you where you want to go; (2) you need to feel comfortable with the strategy and (3) it has to fit within your budget.

6

Taking action - we work with you to help you implement your financial plan. This involves helping you to make informed decisions regarding what specific actions to take in seeking to pursue your goals.

7

Monitoring and updating your financial plan, insurance portfolio, and investment portfolio in view of the certainty that things will change over time.

Testimonials

Michelle G.

"Thank you for guiding my father in maintaining the growth of my grandparent's finances. This financial council has helped to source a high level of care with skilled caretakers and keep my grandparents together in their home. My grandparent’s declining health and maintaining their care is a constant stress on my father. Our family sees the worry he carries as he makes decisions for their on going care. I wanted to let you know the work you do matters. It is important. My fathers health is indirectly affected by this situation. Please know the results of your financial advice lightens the burden during this trying time. Thank you for helping my family."

This statement is a testimonial by a client of the financial professional as of 08/08/2023. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

Sally

"I just wanted to let you know that I appreciated getting to know John and work with him on this. He was great!

AND, I am so grateful for you getting me into this annuity a long time ago. I didn't fully understand all the great benefits at the time, but I sure do now.

You are amazing!"

This statement is a testimonial by a client of the financial professional as of 08/06/2024. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

Sonja M.

"I just wanted to let you know that the customer service in your office is stellar. It makes me feel that investing with LPL is a safe choice, even with higher risk investments.

Thank you and your lovely staff."

This statement is a testimonial by a client of the financial professional as of 08/24/2024. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

Steven G.

"In regards to Seagraves Financial I personally would like to thank them for all they did with my families personal financial needs. They literally made us feel like family and did everything possible to make our financial goals achievable. They listened, were courteous, kind, knowledgeable, professional and respectful. I highly recommend them!"

This statement is a testimonial by a client of the financial professional as of 10/03/2024. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.

Schedule a Consultation

If you believe you could benefit from working with a financial professional, let’s review your portfolio, financial trajectory, and goals to see if you’re a good match for our practice.

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